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## Mo the tin dung BIDV: Cong cu tai chinh linh hoat cho moi nhu cau

### Mo dau

Mo the tin dung (credit card) BIDV la mot loai the thanh toan linh hoat, cho phep khach hang su dung han muc tin dung duoc ngan hang cung cap de mua sam, rut tien mat hoac thuc hien cac giao dich khac. Voi mo the tin dung BIDV, khach hang co the tan huong nhieu loi ich, bao gom:

* Giao dich thuan tien, nhanh chong y nhu tien mat

* Han muc tin dung cao, linh hoat cho nhieu muc tieu chi tieu

* Duoc huong nhieu uu dai, khuyen mai tu cac doi tac lien ket

* Co the quan ly tai chinh hieu qua thong qua ung dung ngan hang

### Cac loai mo the tin dung BIDV

BIDV cung cap nhieu loai mo the tin dung khac nhau, moi loai deu co nhung dac tinh va uu dai rieng, bao gom:

**1. Mo the tin dung the tich luy diem**

* Tich luy diem thuong cho moi giao dich

* Co the doi diem thuong thanh tien mat, qua tang hoac dặm bay

**2. Mo the tin dung hoan tien**

* Hoan tien mot phan tram gia tri giao dich

* Giup khach hang tiet kiem chi phi mua sam

**3. Mo the tin dung lai suat 0%**

* Miễn lai suat cho cac giao dich trong mot thoi gian nhât dinh

* Thich hop cho nhung nhu cau chi tieu lon, vi co the tra gop lai suat 0%

**4. Mo the tin dung lien ket**

* Lien ket voi cac nha cung cap hang hoa va dich vu

* Huong nhieu uu dai, khuyen mai dac biet khi su dung the

### Loi ich su dung mo the tin dung BIDV

Mo the tin dung BIDV mang den nhieu loi ich cho khach hang, bao gom:

**1. Giao dich linh hoat, tien loi**

* Co the su dung o cac diem ban hang, trang web mua sam va may ATM tren toan cau

* Tieu tien nhu tien mat ma khong can mang theo nhieu tien mat

**2. Han muc tin dung cao**

* BIDV cung cap han muc tin dung cao, linh hoat, du cho cac nhu cau mua sam lon hay cac viec chi tieu khang cap

**3.Uu dai va khuyen mai**

* Huong nhieu uu dai, khuyen mai tu cac doi tac lien ket

* Co the tich luy diem thuong, doi qua tang hoac dặm bay

**4. Quan ly tai chinh hieu qua**

* Ung dung ngan hang cho phep khach hang theo doi giao dich, kiem tra so du va thanh toan han muc tin dung nhanh chong

### Cach dang ky mo the tin dung BIDV

Dang ky mo the tin dung BIDV rat don gian. Khach hang co the dang ky truc tuyen qua ung dung ngan hang hoac den truc tiep tai cac chi nhanh/phong giao dich cua BIDV.

* **Dang ky truc tuyen:**

* Tai ung dung BIDV SmartBanking

* Chọn "Mo the" => "Dang ky mo the tin dung"

* **Dang ky tai chi nhanh/phong giao dich:**

* Mang theo cac giay to can thiet (CMND/CCCD, bang luong hoac sao ke 3 thang luong gan nhat)

* Gap nhan vien tu van va hoan tat cac thu tuc dang ky

### Muc phi va lai suat

Mo the tin dung BIDV co muc phi va lai suat nhu sau:

* **Muc phi phap ly:** 50.000 VND

* **Muc phi su dung the:** 15.000 VND/nam

* **Lai suat:** Tu 19,99% - 38,99%/nam

### Phu luc

* **Website mo the tin dung BIDV:** https://bidv.com.vn/ca-nhan/the/the-tin-dung

* **Ung dung BIDV SmartBanking:** Tai tai App Store (iOS) hoac CH Play (Android)

* **Hotline cua hang BIDV:** 19009247

### Ket luan

Mo the tin dung BIDV la mot cong cu tai chinh linh hoat, tien loi va an toan, ho tro khach hang trong nhieu hoat dong chi tieu hang ngay. Voi nhieu loai the va uu dai hap dan, khach hang co the chon loai mo the phu hop nhat voi nhu cau va muc chi tieu cua minh. Dang ky mo the tin dung BIDV ngay hom nay de tan huong cac loi ich va su tien loi ma mo the mang lai.